Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage

This document sets forth final rules that amend the definition of short-term, limited-duration insurance, which is excluded from the definition of individual health insurance coverage under the Public Health Service Act. This document also sets forth final rules that amend the regulations regarding the requirements for hospital indemnity or other fixed indemnity insurance to be considered an excepted benefit in the group and individual health insurance markets.

From Federal Register — DOL wage and overtime rules (federalregister.gov). First seen Oct 10, 2026.

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